Blog and Podcast

What to do in this Panicky Market

Some of the most entertaining times to be a long-term investor are those periods when short-term investors are looking over their shoulders for an excuse to sell.  They are convinced that the market is going to go down before they … Continue reading

Client Letter: Portfolio Allocation Changes

  We completed our regular rebalancing process last week, and you may have noticed some activity in your accounts. In conjunction with this rebalancing, we also made a few changes to our investment policy allocations in light of future expected … Continue reading

The Value of Objective Financial Planning

    Both Vanguard and Morningstar recently released studies quantifying the benefits of working with a financial advisor. The studies were meaningful and more so addressed the quantitative and not the qualitative benefits. The qualitative are subjective, more difficult to … Continue reading

DFA Earns Top Stewardship Mark from Morningstar

Morningstar recently issued a new Stewardship Grade for Dimensional Funds Advisors or DFA. The firm’s overall grade–which considers corporate culture, fund board quality, fund manager incentives, fees, and regulatory history–is an “A” – the highest rating. DFA has been the … Continue reading

Will Social Security Be There For Me?

  Social Security’s future solvency is a regular discussion point when consid­ering retirement planning issues. It is common for people to think the benefit will be reduced from what is shown on their statement. Yet, that position is often taken … Continue reading

Living with Investment Volatility Once Again

Just as many people were starting to think markets only ever move in one direction, the volatility pendulum swung swiftly the other way over the last few months. Various markets have made significant moves up and down and sometimes back … Continue reading

Patience Pays Off for Investors in 2014

Forecasters often cite a figure of 8%–10% as a likely outcome for stock market performance in the year ahead, and 2014 was no exception. As sensible as this may sound, it is worth pointing out that over the past 89 … Continue reading