2018 Q1 Market Commentary
For the first time in nine calendar quarters, the U.S. investment markets delivered a negative overall return with the S&P 500 down at -0.8%. It was only a slight decline, but the decline reminds us that markets can and do … Continue reading
Changes to Medicare from 2018 Budget Deal that Affect You
The Bipartisan Budget Act of 2018 included several changes to how Medicare is administered and paid for. These changes will affect most Medicare beneficiaries and especially high-income beneficiaries. Donut Hole Medicare’s prescription drug plans, called Part D plans, cover 42 … Continue reading
February’s Stock Market Volatility Explained in Four-Letter Words
Stock Market Volatility Explained in Four-Letter Words Stock markets continued sailing in early 2018, and then at the end of January reversed course. In February, volatility spiked, and twice during the week of February 5th, the Dow Jones fell by … Continue reading
2017 Tax Preparation & Form 1099 Mailing
Letters to True Wealth Design clients regarding their 2017 tax return preparation have been mailed. If you have not yet scheduled your tax appointment and would like to do so, please call us at (330) 777-0688. 1099 Mailings … Continue reading
2017 Market Review
As we look back on 2017, it’s helpful to reiterate the lens through which True Wealth Design sees the investing world. “Successful investing starts with your goals brought together in a well-integrated financial life plan. Your allocation is then designed … Continue reading
How Tax Reform Affects You
The Tax Cuts and Jobs Act of 2017 (TCJA) has passed and immediate action before year end 2017 is likely required to save on your taxes. TCJA had most profound impact on business taxes, given the permanence of corporate tax … Continue reading
Should You Buy Bitcoin?
Cryptocurrencies such as bitcoin emerged only in the past decade. Unlike traditional money, no paper notes or metal coins are involved. No central bank issues the currency, and no regulator or nation state stands behind it. Instead, cryptocurrencies are a … Continue reading
Retirement Rules Gone Awry: Plan to Be in a Lower Tax Bracket in Retirement (Part 2)
Sadly, most people don’t thoughtfully consider their taxes when planning for retirement. Taxes are complex, but proper planning may reliably add tens or even hundreds of thousands of dollars to your family’s net worth over time. I believe because of … Continue reading
New Client Vault Released October 2017
We are excited to announce a significant improvement to our client service experience. We have made a substantial investment to upgrade several of our technology systems, including our client vault. The vault is a secure environment where you can view … Continue reading
Retirement Rules Gone Awry: Plan to Be in a Lower Tax Bracket in Retirement (Part 1)
Sadly, most people don’t thoughtfully consider their taxes when planning for retirement. Taxes are complex, but proper planning may reliably add tens or even hundreds of thousands of dollars to your family’s net worth over time. I believe because of … Continue reading
