Update Your Estate Plan As Life Changes

Estate planning can be complicated and easy to put off.  Even when done, many often think things are done forever. Yet, things change. Here are some items to consider in light of life’s changes. People Change You name an executor … Continue reading

The (Less) Secure Act & Coming Death of the Stretch IRA

While partisan politics rage, the U.S. House of Representatives nearly unanimously passed a bill that would reform key aspects of America’s retirement laws.  The SECURE Act passed in a 417-3 vote in May and contains a provision to eliminate the Stretch … Continue reading

Your Retirement Income Framework

You worked hard. You saved and invested. Now you’re at the doorstep of retirement – at least you think you may have enough – and you wonder, “How the heck do I replace this paycheck I’ve been getting every two … Continue reading

Should a Trust be the Beneficiary of Your IRA?

  For many Americans, the assets in their Individual Retirement Account represent a significant portion of the wealth they hope to leave to their loved ones. You may have heard that creating a trust and naming it as the beneficiary … Continue reading

Estate Planning: Are Credit Shelter Trusts Obsolete?

One of the more interesting debates in estate planning circles these days surrounds so-called credit shelter trusts – also known as A-B Trusts or marital and bypass trusts, respectively.  These are trusts set up as a way to preserve the … Continue reading