Annuity Guaranteed Withdrawal Benefits: Just Expensive or Worthwhile?

In prior columns I’ve written about a framework to consider how to generate retirement income. On one hand you have insurance-based strategies that have an underlying income guarantee and on the other investing-based strategies that are probability-based. Guarantees are today … Continue reading

Ep 13: Deconstructing Variable Annuities & Why Commissions Drive Their Sale

If you listened to Episode #12, you heard the rundown on just about every type of annuity except the variable annuity. So what exactly is involved in a variable annuity? Why is it almost like a four-letter word to so many in the retirement community? Kevin will give you the details on what these annuities do, what you should look out for, and if there ever truly is a reason you would want to invest in one. Continue reading

Ep 12: Behind The Curtain Of Annuities And Free Steak Dinners

Have you ever received an invitation to attend a steak dinner seminar event to learn about a financial product? Were you pitched an annuity? This is a popular phenomenon in the financial advising world and it’s one that drives Kevin a little crazy. Join us on this episode as we take a peek behind the annuity curtain and talk about what’s really happening at these free steak dinners. Continue reading

Understanding Variable Annuities Costs & Benefits

Some financial salespeople tout variable annuities as a better way protect your money or create retirement income. Even smart people can get caught up in the hype. This article will shed light on how they really work and what you … Continue reading