Fashion Fads Are Fun. Investment Fads Can Be Harmful.
Fads can be fun. Look at the 1980s: big hair, shoulder pads, acid washed jeans, MC Hammer pants, neon clothes, and the mullet. I personally enjoyed a variation of the mullet – a little Bart Simpson spike coupled with bangs … Continue reading
Episode #15: Integrated Advice Is Better Advice
When it comes to building a holistic retirement plan, all of the individual pieces should be working together harmoniously, whether that’s planning, investing, or taxes. Let’s talk about why integrated advice is often hard to come by, and why it’s crucial to building a successful retirement plan. Continue reading
Episode #14: Expected Investment Return Forecasts
You’ve likely heard that making short-term predictions about the market is just about impossible, but what about long-term predictions? Can experts accurately anticipate what will happen over the next 10 years? Kevin discusses a recent Morningstar article by Christine Benz about what you can take away from long-term stock and bond return predictions. Continue reading
Bad Investor Behavior Again Causes Financial Harm
When U.S. stocks, as measured by the S&P 500 index, fell 13.52% in 2018’s fourth quarter, many felt like the market was in the midst of a major collapse. And their behavior showed it. In December alone, U.S. investors pulled … Continue reading
Episode #13: Deconstructing Variable Annuities & Why Commissions Drive Their Sale
If you listened to Episode #12, you heard the rundown on just about every type of annuity except the variable annuity. So what exactly is involved in a variable annuity? Why is it almost like a four-letter word to so many in the retirement community? Kevin will give you the details on what these annuities do, what you should look out for, and if there ever truly is a reason you would want to invest in one. Continue reading
2018 Tax Preparation & Form 1099 Mailing
Tax season can be a very busy time of year, and therefore we wanted to provide you the specific details regarding the Form 1099 tax reporting schedule to help you plan ahead. As in past reporting years, the goal is … Continue reading
Episode #12: Behind The Curtain Of Annuities And Free Steak Dinners
Have you ever received an invitation to attend a steak dinner seminar event to learn about a financial product? Were you pitched an annuity? This is a popular phenomenon in the financial advising world and it’s one that drives Kevin a little crazy. Join us on this episode as we take a peek behind the annuity curtain and talk about what’s really happening at these free steak dinners. Continue reading
Understanding Variable Annuities Costs & Benefits
Some financial salespeople tout variable annuities as a better way protect your money or create retirement income. Even smart people can get caught up in the hype. This article will shed light on how they really work and what you … Continue reading
The Myth of No-Cost Fixed Annuities
Some financial salespeople tout annuities as a better way to protect and grow your money. They’ll often say things like ‘no cost’ or ‘stock-market-like returns’ neither of which are true. Even smart people can get caught up in the hype. … Continue reading
Episode #11: Not Resolutions – Set Goals The Right Way To Start The New Year
People struggle to keep their New Year’s Resolutions. Instead, let’s talk about what real goal setting looks like. Kevin will share some tips he’s picked up from various coaches over the years that have proved fruitful in his own life and talk about how you can apply them going into the new year. Continue reading
