Blog and Podcast

How to Get A $16,168 Tax Credit On Obamacare Even If You Are Affluent

Many early retirees find they must utilize Affordable Care Act (ACA or Obamacare) policies to bridge the gap from employer-provided health insurance to Medicare at age 65. ACA policies are expensive but even affluent families may be able to obtain significant tax credits to offset premiums. Continue reading

Ep 59: Retiree Health Insurance Part 2: Pre-Medicare

Listen to learn about your health insurance options from the time you retire to before you can begin Medicare at age 65. Should you take COBRA? What types of plans are available for Affordable Care Act (ACA or Obamacare) plans, and how much do they cost? How do ACA tax credits work, and how valuable are they? Continue reading

Ep 58: Retiree Health Insurance Part 1: Medicare

Healthcare is a primary concern, especially for retirees. Transitioning from employer-provided coverage you’ve been on for decades is stressful. Good news is Medicare is a good deal, but you need to make smart decisions. Listen to learn about Medicare, it’s costs, pros and cons of supplemental and advantage plans, and much more. Continue reading

Mobile App & Client Vault Updates

We are happy to announce we have a mobile app available for your smart device in both Apple and Android environments. Now it is more convenient than ever to access your financial information with streamlined access to key investment reports, your document vault, and service team contact information. Continue reading

Politics & Investing: Perceptions & Reality

As a financial advisor, many com­monly believe I deal with technical or mathematical issues around financial planning, investing, and taxes. While that is true, dealing with the emotional mat­ters that surround money is often just as important as and, in … Continue reading

Medicare Reviews During Open Enrollment

As your Annual Notice of Change arrives in your mailbox, you may have questions about those changes.  Or perhaps you aren’t sure if the Medicare plan that you have is still meeting your needs.  Your prescription drugs may have changed, and your Drug Plan may not be as suitable as it once was. These items and other questions can be addressed during the complimentary review. Continue reading

Ep 57: A Tale of Two Decades

Proper investment diversification works … even when you don’t want it to. With the US stock market and particularly large technology stocks having the wind at their backs recently, many are eschewing diversification to chase these high flyers, rhyming with the Tech boom and bust of the 1990s.

As the saying goes, if we forget history, we are doomed to repeat it. In that spirit, hear Kevin tell an investment tale of the last two decades. Continue reading

Ep 56: Should The Election Influence Your Investing Strategy?

Biden or Trump? Republicans or Democrats? Who will be better for the economy and your investments? These are questions many are asking with the election quickly approaching.

Many let their political beliefs influence their investment strategy, but should they? Hear Kevin discuss what the evidence shows and how our political beliefs may influence our perceptions of reality. Get ready to check your alternative facts at the door and get real. Continue reading

Ep 55: Roth Conversion: Why 2020 Could Be The Best Year

Paying a lower tax rate today vs. what you would otherwise pay in the future on pre-tax IRA/401k dollars is a good move. They way you can do so is by converting money to a Roth IRA and paying tax in the year of the conversion.

2020 may be the last best year for conversions. Hear Kevin discuss these considerations in detail to empower you to take action to reduce your tax risk and improve your after-tax, spendable wealth. Continue reading

Ep 54: Should You Delay Retiring?

Some 24% of those 56 and older say the pandemic has caused them to push back their planned retirement date, according to a survey conducted by The Harris Poll.

Hear Kevin discuss key variables you should consider as you plan through the COVID-induced uncertainty, including items that may nudge you to retire now and others that result in waiting. Continue reading