Blog and Podcast

Financial Planning Tools For Those Living With Disabilities

When you have disabilities, finances can be a concern, especially if you require ongoing care and treatment, or if you have a condition with the potential to worsen or require additional degrees of assistance in the future. Putting together a … Continue reading

Inflation & Your Portfolio Part 2

While you have enjoyed tame inflation, increasing economic growth, and higher stock prices beefing up your investments over the last 10+ years, you should never solely rely on any economic regime to dominate your portfolio or forsake diversification.  Instead, the foundation of good long-term investing must be built on evidence and diversification that incorporates many different market environment environments.  So how is this done? Continue reading

Ep 99: Whoa! Stocks and bonds both going down? What’s going on?

Hear Kevin explain what has been happening in markets with key points related to understanding diversification, risk, and four key economic regimes for investors to balance against. Learn why even a “balanced investor” has 90% of risk coming from one asset class, and why bad behavior is causing severe pain for many return-chasing investors as they go down with the ARKK.  Continue reading

Ep 98: Interview with Retirement Researcher Dr. Michael Finke – Part 2

Listen to Kevin and Michael chat about a wide range of key retirement issues, the research behind them, as well as current topics: Life expectancy differences for average vs. wealthy people, what makes a retiree happy, why Social Security is such a good deal, how inflation impacts retirees differently than workers, why the current market environment contains much bad news for retirees, and much more.  Continue reading

Ep 97: Interview with Retirement Researcher Dr. Michael Finke – Part 1

Listen to Kevin and Michael chat about a wide range of key retirement issues, the research behind them, as well as current topics: Life expectancy differences for average vs. wealthy people, what makes a retiree happy, why Social Security is such a good deal, how inflation impacts retirees differently than workers, why the current market environment contains much bad news for retirees, and much more.  Continue reading

Inflation & Your Portfolio Part 1

Understandably, the reemergence of inflation is upsetting to many Americans.  Huge price increases in red meat, cars, and gasoline and far more modest price increases among many other consumer goods and services reflect the distinctive nature of the recent rise … Continue reading

Ep 96: Rules Gone Awry – Retirement Healthcare Is Exorbitant

In this episode, Kevin turns the tables on a handful of common misconceptions about health care costs in retirement. Find out the truth about what health coverage and long-term care actually might cost and how you can factor them into your overall retirement plan. Continue reading

Ep 95: Rules Gone Awry – The 4 Percent Rule

You’ve perhaps heard the 4 percent rule, that if you take 4% out of your investment account each year, you’ll never outlive your money. Kevin talks about where this idea came from, and pokes some holes in this strategy in this installment of Rules Gone Awry. Continue reading

Ep 94: Rules Gone Awry – The Rule of 100

There’s a “rule” that says you should take 100, subtract your age, and the result tells you how much of your money you should invest in stocks. It would be awesome if retirement planning was that simple, but simple isn’t always effective and that’s the problem with the Rule of 100. Take a listen to find out about better ways to invest and plan for your financial future. Continue reading

Should I Sell a Stock with a Large Taxable Gain? (Part 3)

Have you acquired stock over time and seen it significantly rise in value over time? What should you do? Let it ride? Or should you sell, pay taxes, and reinvest in a more diversified fashion? Let’s consider some transition strategies to mitigate the tax bit to become more diversified. Continue reading