Ep 57: A Tale of Two Decades

Proper investment diversification works … even when you don’t want it to. With the US stock market and particularly large technology stocks having the wind at their backs recently, many are eschewing diversification to chase these high flyers, rhyming with the Tech boom and bust of the 1990s.

As the saying goes, if we forget history, we are doomed to repeat it. In that spirit, hear Kevin tell an investment tale of the last two decades. Continue reading

Ep 56: Should The Election Influence Your Investing Strategy?

Biden or Trump? Republicans or Democrats? Who will be better for the economy and your investments? These are questions many are asking with the election quickly approaching.

Many let their political beliefs influence their investment strategy, but should they? Hear Kevin discuss what the evidence shows and how our political beliefs may influence our perceptions of reality. Get ready to check your alternative facts at the door and get real. Continue reading

Ep 55: Roth Conversion: Why 2020 Could Be The Best Year

Paying a lower tax rate today vs. what you would otherwise pay in the future on pre-tax IRA/401k dollars is a good move. They way you can do so is by converting money to a Roth IRA and paying tax in the year of the conversion.

2020 may be the last best year for conversions. Hear Kevin discuss these considerations in detail to empower you to take action to reduce your tax risk and improve your after-tax, spendable wealth. Continue reading

Ep 54: Should You Delay Retiring?

Some 24% of those 56 and older say the pandemic has caused them to push back their planned retirement date, according to a survey conducted by The Harris Poll.

Hear Kevin discuss key variables you should consider as you plan through the COVID-induced uncertainty, including items that may nudge you to retire now and others that result in waiting. Continue reading

Ep 51: Case Study: Retiring Before Age 60 & Before You Ever Thought You Would

Hear Kevin share a story of a client who retired in her late 50s. She was in a state of disbelief after her retirement plan showed she could retire in her 50s. The sheer thought of retiring was new and a bit scary.

Be sure to pay attention to the end to hear how things are going for her now four years retired and how she has defined phases and varied strategies to her retirement distribution planning. Continue reading