Florida Snowbirds: Key Financial Planning Considerations That Are Often Missed
This time of year thoughts of escaping the cold for the warm Florida sunshine may be going through your mind. Coupled with the idea of no state income taxes, you begin to consider whether it makes sense from … Continue reading
Mutual Fund Expense Reductions
Dimensional Fund Advisors, an institutional investment manager with more than $445 billion under management as of 9/30/16, has announced a reduction in expense caps and investment management fees for several funds in 2017. The majority of these funds are long-term … Continue reading
Be Wary of Investment Market Predictions in 2017
As we begin a new year, investors are likely to be bombarded with predictions about what the year may hold for their portfolios. These outlooks are typically accompanied by recommended investment strategies and actions that are aimed at trying to … Continue reading
Presidential Elections and Stock Market Returns
On the second Tuesday in November, Americans will head to the polls to elect the next president of the United States. While the outcome is unknown, no doubt there will be a steady stream of opinions from pundits and … Continue reading
The Benefits of Matching Your Investments To Meet Your Retirement Goals
One of the most common mistakes pre-retirees make is not matching their investment portfolio to meet the monthly cash flows needed for their retirement goals. Rather, the investment portfolio chosen arbitrarily, not linked, and often mismatched from the retirement spending … Continue reading
The Analogy of the Winemaker & the Retirement Planner
Savoring a vintage wine is one of life’s great pleasures. However, often overlooked in the joy of consumption is the carefully calibrated journey from grape to glass. Similar levels of care are critical to achieving good results for … Continue reading
Effectively Rebalancing Your Investment Portfolio
Rebalancing is the process of buying and selling investments in a portfolio to adjust their weightings back to the targeted allocation of the portfolio. It is intended to keep portfolios ‘on target’ for both their allocations and risk levels while … Continue reading
What Is Fiduciary Investment Advice?
A short note in advance of the article: Since our inception, True Wealth Design has acknowledged fiduciary responsibiltiy to always and solely act in our client’s best interests. We set up our business this way on purpose, as we … Continue reading
Brexit Aftermath: What You Need To Know
Yesterday’s vote by the British electorate to end its 43-year membership in the European Union seems to have taken just about everybody by surprise, but the aftermath has been relatively predictable. The uncertainty of how Europe and Britain will manage … Continue reading
Should a Trust be the Beneficiary of Your IRA?
For many Americans, the assets in their Individual Retirement Account represent a significant portion of the wealth they hope to leave to their loved ones. You may have heard that creating a trust and naming it as the beneficiary … Continue reading
