Medicare Plan Reviews for the Open Enrollment Season
Appointments will be available again this year to our Medicare-eligible clients. We have partnered with a local Medicare specialist to offer a complimentary review of your existing Medicare plans to ensure you have the most suitable plans and do not … Continue reading
Retirement Rules Gone Awry: Health Insurance and Long-term Care Costs Will be Exorbitant
Uncertainty around what your health care costs will be in retirement is a troubling concern for even the healthiest of savers. I have reviewed recent studies with widely varied estimates of needing $65,000 and $200,000 per person at retirement for … Continue reading
Retirement Rules Gone Awry: Claim Your Social Security As Soon As Possible
The most commonly held belief about how and when to file for Social Security basically boils down to a ‘get it while you can’ strategy. In the past I’ve talked about how many of these commonly held beliefs or referenced … Continue reading
Retirement Rules Gone Awry: Retirement Will Be Stress Free
Imagine being told when you bought your plane ticket that there was a 50% chance you wouldn’t get to your destination at all. Would you accept those odds? Planning a retirement can also be like a journey in that you … Continue reading
Retirement Rules Gone Awry: Spend 4% Yearly
Retirement planning literature has several commonly referenced rules of thumb. In my experience in helping clients plan for retirement and successfully manage their financial lives throughout their retirement years, I have found most rules of thumb apply only by … Continue reading
Retirement Rules Gone Awry: Stocks Equal 100 Minus Your Age
Retirement planning literature has several commonly referenced rules of thumb. In my experience in helping clients plan for retirement and successfully manage their financial lives throughout their retirement years, I have found most rules of thumb apply only by chance. … Continue reading
Retirement Rules Gone Awry: Replace 80% of Pre-Retirement Income
Retirement planning literature has several commonly referenced rules of thumb. In my experience in helping clients plan for retirement and successfully manage their financial lives throughout their retirement years, I have found most rules of thumb apply only by chance. … Continue reading
Financial Decisions & the Aging Brain: What to Do Before You Lose Your Marbles
Cognitive impairment throughout retirement and into old age is not a misfortune that strikes some but leaves others unscathed. Increasing evidence shows cognitive decline is natural, inevitable, and not slowed by education or solving crossword puzzles. Like the rest … Continue reading
Florida Snowbirds: Key Financial Planning Considerations That Are Often Missed
This time of year thoughts of escaping the cold for the warm Florida sunshine may be going through your mind. Coupled with the idea of no state income taxes, you begin to consider whether it makes sense from … Continue reading
Mutual Fund Expense Reductions
Dimensional Fund Advisors, an institutional investment manager with more than $445 billion under management as of 9/30/16, has announced a reduction in expense caps and investment management fees for several funds in 2017. The majority of these funds are long-term … Continue reading
