Ep 82: Social Security Update – Solvency, COLA, & Planning Strategies
The 2021 Social Security Trustee’s Report was recently released and the 2022 COLA is near finalized. What can we expect for the COLA and glean from the report? Learn the important points and key planning implications for your Social Security benefits. Continue reading
Medicare Reviews During Open Enrollment
As your Annual Notice of Change arrives in your mailbox, you may have questions about those changes. Or perhaps you aren’t sure if the Medicare plan that you have is still meeting your needs. Your prescription drugs may have changed, and your Drug Plan may not be as suitable as it once was. These items and other questions can be addressed during the complimentary review. Continue reading
Ep 81: Math Mistakes in the Media, Investing, and in Understanding Vaccines
In the age of Covid, everyone has seemingly become a data expert …. regardless of one’s understanding of data and statistics (sigh).
Hear Kevin highlight some recent math errors he’s observed in media, relate them to investing errors, and tie in vaccines to boot. Continue reading
What is ESG investing?
You may have heard the term “ESG Investing” in the news, from a friend, or through your church. What exactly is ESG investing, and might it be right for you? ESG ESG is an evaluation of a company’s conscientiousness for different factors that are … Continue reading
Ep 80: Should I Sell a Stock With a Large Taxable Gain?
Astute investors know concentrated stock holdings are suboptimal and expose a portfolio to diversifiable risks. But simply selling regardless of tax consequences is also short-sighted. So how do they best fit into your portfolio and financial plan? Continue reading
Ep 79: Aligning Your Investments With Your Values
Have you heard of ESG? Many investors today are selecting investments in part based on Environmental, Social, and Governance (ESG) criteria. Continue reading
Much Ado About Inflation
Inflation is garnering media headlines. Is it headed higher? It recently has. But do these price increases signal a coming wave of broad and persistent inflation or just a temporary snapback following the unusually sharp economic downturn in 2020? Continue reading
Ep 78: Unexpected Benefits Married Couples Get From A Financial Advisor
Married couples often get unexpected benefits from working with a financial advisor. Communication is the essence of healthy relationships. Quite often meeting with an emotionally intelligent financial advisor can enhance the communication and understanding between spouses while bringing objectivity to the financial and emotional aspects of the relationship. Continue reading
Ep 77: How Risky of an Investor Are You? (And How Do You Really Know?)
What type of investor are you? Are you conservative, moderate, or aggressive? Why is this important? Take too little risk and it can be a conservative way to go broke. Take too much and you may go broke more quickly. Like the story of the Three Bears you want it just right. Continue reading
How Risky Are You Really?
Rather than using non-measurable descriptions of risk like conservative, moderate, aggressive, your customized retirement plan needs to be the foundation to measure risk. A good retirement plan starts with carefully modeling your lifestyle goals, optimizing your income sources from Social Security and pensions, and stress-testing investments against your plan. Once this is done the three types of risk below can be more accurately discussed. Continue reading
