Ep 38: Pension Lump Sum or Monthly Payment?
Pension lump sums are higher in 2020 than 2019. But which should you prefer? Listen to Kevin discuss how to financially evaluate the decision as well as what research shows retirees prefer.
Whether you have a pension from your company or not, you’ll benefit from this episode. Why? Anyone can invest money with an insurance company and receive a lifetime income in the form of annuity payments. So these considerations are universal in crafting your retirement plan.
Company pension plans specifically discussed include Akron Children’s Hospital, FirstEnergy, Goodyear, Mercy Health, and Rockwell Automation. Continue reading
My Journey As A Financial Advisor Part 3: The Holistic Advisor
My name is Tyler Emrick, CFP®. I am writing a story about my journey since 2007 as a financial advisor. In the beginning, I didn’t know what I didn’t know. I am in a position now where I can reflect on my … Continue reading
Ep 37: The Story of Sue
Sue is a recent widow and has gone through significant life and money transitions. Listen to Sue’s unique story and learn why her financial concerns are likely the same as yours. And be sure to listen to why Sue refused to shake hands at the end of our initial meeting and what she did instead. Continue reading
Form 1099 for 2019 Tax Year
Tax season can be a very busy time of year, and therefore we wanted to provide you the specific details regarding the Form 1099 tax reporting schedule to help you plan ahead. The schedule of delivery of tax reports is … Continue reading
Snowbirding: Documenting Your Domicile
Kevin Kroskey lives in Bath Township and has been a southwest Florida snowbird since 2014. Kevin has written “The Ohioan’s Guide To Snowbirding in Florida.” To obtain a free copy, visit truewealthdesign.com/contact. For many Ohioan’s snowbirding in Florida, the avoidance … Continue reading
Ep 36: Snowbirds: Documenting Ohio Nonresidency
Avoiding Ohio income tax is key for many snowbirds. The old adage of just having to be out of Ohio for 6 months never was correct. Listen to Kevin explain the key steps in documenting your Ohio nonresidency. Continue reading
Ep 35: Snowbirds: 4 Financial Tips
The Smart Take: It’s that time of year again. The northern states are filled with grey skies and cold, wind, and snow. If you’re thinking of heading south for the winter, here are four key considerations to making your snowbird … Continue reading
My Journey As A Financial Advisor Part 2: The Discount Broker
My name is Tyler Emrick, CFP®. I am writing a story about my journey since 2007 as a financial advisor. I didn’t know what I didn’t know in the beginning and am still learning today. But today I understand a lot … Continue reading
Ep 34: Case Study: Tax-Smart Distribution Planning
Things in life and planning aren’t necessarily cut and dry. You may take several paths to reach your destination. But which one may be best? Listen to Kevin discuss a retirement situation where several strategic paths existing and how he and his team came to the preferred path in creating an integrated, tax-smart distribution plan. Continue reading
4 Financial Tips to Snowbirding in Florida
It’s that time of year again. Ohio is filled with grey skies and a flurry of four-letter words: cold, wind, and snow. If you’re thinking of Florida, here are four key kips to making your snowbird experience a success. Try … Continue reading
