How Tax-Smart Income Targeting Can Allow You To Save Taxes & Retire Earlier
Peel back the onion on income targeting – a critical part of a successful retiree’s overall Tax-Smart Distribution Planning. Learn how this type of planning, coupled with careful “Asset Location” decisions, can save a lot in tax over a multitude of years, allowing you to potentially retire earlier, spend more, or give more. Continue reading
Artificial Intelligence & Its Investment Implications
If you were to poll strangers on what comes to mind when they hear the term artificial intelligence or AI, I suspect the most likely answer would be ChatGPT. The generative chat program launched in 2022 seems to have drawn … Continue reading
Income Targeting – Should We Even Care About IRMAA?
Hear Tyler discuss IRMAA and its impact on your tax-smart retirement income planning. And be sure to pay attention to the broader framework of how to think about income targeting, which we’ll dive into in more detail in an upcoming episode. Continue reading
Do You Have Unrealistic Portfolio Return Expectations?
In this episode, Tyler Emrick CFA®, CFP® explores the disconnect between some investors’ return expectations. Learn common mistakes people make and traps they may then fall into. Continue reading
Improving Your Life By Eating An Elephant
We tend to overestimate what we can accomplish in the short-term and underestimate what we can accomplish in the long-term. Eating an elephant is a bite at a time. Health, wellness, and financial wellbeing are areas where the elephant often tramples goals. It’s easy to start down a desired path but get derailed. If you use these science-based strategies, you’ll set better goals and be more likely to achieve them. Continue reading
Uncommon Reasons For Roth Conversions
In this episode, Tyler Emrick CFA®, CFP® talks through the financial impacts of implementing a well-thought-out Roth conversion strategy. Learn less common reasons — legacy planning and in the event your spouse survives you for an extended period — that conversions can make great sense. Continue reading
No More TINA – An Investment Update
There Is No Alternative or TINA has been used throughout history and was more recently popularly used to describe the stock market in light of low interest rates and correspondingly low yield-based returns. There is no alternative to stocks. Hear Kevin Kroskey, CFP, MBA discuss why now that rates have had an unprecedented rise, it is time to say goodbye TINA. Continue reading
Avoid Being Duped by Fake Personal Financial Planners
When it comes to your financial health and seeking the help of a trustworthy and competent financial planning professional, be mindful of misleading or deceptive marketing. Even if not deceptive, lack of advisor competence could be just as harmful. Below are a few thoughts on how to not be duped and make a smart hiring decision. Continue reading
Your Wealth, Your Retirement – How Can You Do It Better?
In this episode, hear Tyler Emrick, CFA®, CFP®, talk through what it means to be wealthy and how your own perception of personal wealth can be a powerful force that leads you astray or opens your eyes to better outcomes and, ultimately, a happier retirement. Continue reading
Recession Timing & Stock Market Returns
If you could time the beginning and end of a recession exactly by getting out and then back into the stock market, would you be better off? Listen to yler Emrick, CFA®, CFP® discuss what history shows and more. You might be surprised by the answer. Continue reading
