Retirement Rules Gone Awry: Plan to Be in a Lower Tax Bracket in Retirement (Part 2)
Sadly, most people don’t thoughtfully consider their taxes when planning for retirement. Taxes are complex, but proper planning may reliably add tens or even hundreds of thousands of dollars to your family’s net worth over time. I believe because of … Continue reading
New Client Vault Released October 2017
We are excited to announce a significant improvement to our client service experience. We have made a substantial investment to upgrade several of our technology systems, including our client vault. The vault is a secure environment where you can view … Continue reading
Retirement Rules Gone Awry: Plan to Be in a Lower Tax Bracket in Retirement (Part 1)
Sadly, most people don’t thoughtfully consider their taxes when planning for retirement. Taxes are complex, but proper planning may reliably add tens or even hundreds of thousands of dollars to your family’s net worth over time. I believe because of … Continue reading
Hurricane Irma & Our Continuity Plan
Just a few weeks ago, we mailed a letter to all True Wealth Design clients that included a personal update that my family and I would be in southwest Florida in late August. With Hurricane Irma, I received several emails … Continue reading
The Equifax Data Breach And What You Need To Know
You likely have read that hackers broke into the Equifax database (one of the three major credit bureaus) and stole personal information tied to 143 million people – more than half of the U.S.’s adult population. The hackers accessed people’s … Continue reading
Medicare Plan Reviews for the Open Enrollment Season
Appointments will be available again this year to our Medicare-eligible clients. We have partnered with a local Medicare specialist to offer a complimentary review of your existing Medicare plans to ensure you have the most suitable plans and do not … Continue reading
Retirement Rules Gone Awry: Health Insurance and Long-term Care Costs Will be Exorbitant
Uncertainty around what your health care costs will be in retirement is a troubling concern for even the healthiest of savers. I have reviewed recent studies with widely varied estimates of needing $65,000 and $200,000 per person at retirement for … Continue reading
Retirement Rules Gone Awry: Claim Your Social Security As Soon As Possible
The most commonly held belief about how and when to file for Social Security basically boils down to a ‘get it while you can’ strategy. In the past I’ve talked about how many of these commonly held beliefs or referenced … Continue reading
Retirement Rules Gone Awry: Retirement Will Be Stress Free
Imagine being told when you bought your plane ticket that there was a 50% chance you wouldn’t get to your destination at all. Would you accept those odds? Planning a retirement can also be like a journey in that you … Continue reading
Retirement Rules Gone Awry: Spend 4% Yearly
Retirement planning literature has several commonly referenced rules of thumb. In my experience in helping clients plan for retirement and successfully manage their financial lives throughout their retirement years, I have found most rules of thumb apply only by … Continue reading
