Mines, Forests & Investing Fools
The underperformance of value stocks over the past 10 years has received much attention from the financial media and led at least some investors to conclude that value investing – synonymous with Warren-Buffet-style investing – is dead. While headlines like … Continue reading
Ep 27: Your Investing Process – Part 1
Do you have an investment process? Most people don’t understand their advisor’s process (if they have one). Yet, in investing, you cannot control your investment results, but you can control your process, which should lead to better results over time. Listen to Kevin give you a high level of a science-based investing process you can understand without having to get a graduate degree in Finance. Continue reading
Ep 26: Mortgage Management
Most financial people only focus on your assets. Listen to Kevin share four examples of clients where better incorporating a holistic view of their finances — assets and liabilities included — made a significant financial imporvements in each of their lives. Continue reading
Ep 25: Death Of The Stretch IRA
Believe it or not Congress actually agrees on something … that your beneficiaries shouldn’t be allowed to stretch IRA required distributions over their lifetime. Listen in to hear Kevin talk about this likely law change is an issue, who is mostly affected (hint: larger IRA owners), and what to do about it. Continue reading
The (Less) Secure Act & Coming Death of the Stretch IRA
While partisan politics rage, the U.S. House of Representatives nearly unanimously passed a bill that would reform key aspects of America’s retirement laws. The SECURE Act passed in a 417-3 vote in May and contains a provision to eliminate the Stretch … Continue reading
Ep 24: Reasons to Invest Internationally
How much money do you have in international investments? How much should you have? Listen to Kevin discuss what the science of investing says and why you are likely underallocated to international markets. And be sure to listen to the end where he shares a story of a recent conversation with a new client related to international investing. Continue reading
Ep 23: What Is Financial Life Planning?
Financial life planning is being purposeful in continually moving your life in the direction you desire and then matching your finances to support it. Said another way, it is financial planning done right. Listen to Kevin share a story of a client evaluate trade-offs and find a work-life balance that is better for them. He also shares a story of how he and his wife made big life changes after their first child was born … changes that would require Kevin to work several more years before they will reach financial independence. Whether you are in the heart of your working years or at retirement, this is one episode you won’t want to miss. Continue reading
Ep 22: Will Social Security Be There For Me?
Social Security’s future solvency is a regular discussion point when considering your retirement planning. Simply put: can you rely on receiving what is shown on your Social Security statement? Tune in to hear the latest nuggets from the 2019 Social Security Trustee’s report – he read it so you don’t have to – and what Kevin believes to be the most likely reforms. Continue reading
Three Reasons To Invest Internationally
U.S. stocks have significantly outperformed international stocks in recent years. And U.S.-based multinational companies are major players in the world economy. Yet, forsaking international stocks is not good idea. U.S.-based investors generally favor U.S.-based investments. This has become known as … Continue reading
Ep 21: The Story of Jane
Jane is in her mid 60s. She recently inherited money from her father and is soon to be getting remarried. She had two advisors – her own and now dad’s advisor – but didn’t have the clarity and confidence she felt she needed around her money and these big life transitions. Listen to Kevin share her story as she considered what she really wanted from a relationship with an advisor and wrestled with whether she had the type of financial situation to justify paying an advisor for help. Continue reading
