No More TINA – An Investment Update
There Is No Alternative or TINA has been used throughout history and was more recently popularly used to describe the stock market in light of low interest rates and correspondingly low yield-based returns. There is no alternative to stocks. Hear Kevin Kroskey, CFP, MBA discuss why now that rates have had an unprecedented rise, it is time to say goodbye TINA. Continue reading
Avoid Being Duped by Fake Personal Financial Planners
When it comes to your financial health and seeking the help of a trustworthy and competent financial planning professional, be mindful of misleading or deceptive marketing. Even if not deceptive, lack of advisor competence could be just as harmful. Below are a few thoughts on how to not be duped and make a smart hiring decision. Continue reading
Your Wealth, Your Retirement – How Can You Do It Better?
In this episode, hear Tyler Emrick, CFA®, CFP®, talk through what it means to be wealthy and how your own perception of personal wealth can be a powerful force that leads you astray or opens your eyes to better outcomes and, ultimately, a happier retirement. Continue reading
Recession Timing & Stock Market Returns
If you could time the beginning and end of a recession exactly by getting out and then back into the stock market, would you be better off? Listen to yler Emrick, CFA®, CFP® discuss what history shows and more. You might be surprised by the answer. Continue reading
Social Security’s Uncertain Future & Impacts On Your Retirement
We’ve all heard about Social Security’s funding troubles. Is this why some decide to start benefits early? If Social Security were reduced, can it make sense to defer claiming? Hear Tyler Emrick discuss these topics as well as other recent proposals from Congress and academics that may impact the system. Continue reading
Recession Fears & Portfolio Moves
Is the U.S. economy heading toward a recession? This question is seemingly perennial, but no doubt has been a hot topic in the last year. Google Trends has shown the search for ‘recession’ is up several hundred percent since 2022. … Continue reading
Widowed in Retirement – How to Plan for the Financial Changes
Losing a spouse is difficult. Losing a spouse that handles your household finances is devastating. Hear Tyler Emrick, CFA®, CFP®, discuss what you need to know to ensure your household is in good financial shape after you pass and how True Wealth Design helps families when they need it the most – after a loss of a loved one. Continue reading
Faulty Retirement Assumptions
A solid retirement plan starts with making reasonable assumptions on myriad items — your retirement lifestyle and its associated spending and what you can reasonably expect from your investments to just name a few. Poor assumptions will get you off on the wrong foot and may force you to make severe and undesirable lifestyle reductions to get back on track. Continue reading
Bank Failures & Custody Risk
Custody risk? Boring snoring as my four-year-old would say. But recent headlines surrounding bank failures have been anything but. They may have you reasonably wondering about the safe keeping of not only your cash but also of your investments (aka … Continue reading
Bank Busts & Safeguards for Your Investment Funds
Hear Kevin detail key investor protections you benefit from by not having your account a general liability of a bank but a segregated account under custody at either a bank or brokerage as well as providing a brief perspective of what happened at Silicon Valley Bank. Continue reading
