As your Annual Notice of Change arrives in your mailbox, you may have questions about those changes. Or perhaps you aren’t sure if the Medicare plan that you have is still meeting your needs. Your prescription drugs may have changed, and your Drug Plan may not be as suitable as it once was. These items and other questions can be addressed during the complimentary review. Continue reading
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Roth Conversion Reconsidered
Chances are you know the difference between a traditional IRA/401k and a Roth. The gist is that contributions to a traditional IRA/401k are pretax but fully taxable upon distribution. Conversely, contributions to a Roth are made after taxes, but distributions … Continue reading
Homer Simpson The Stock Market Speculator
I remember watching the Simpsons when their first episode aired as a Christmas special in 1989. I watched it religiously for years, laughing primarily at and with Homer. A recent article I read triggered a memory of Homer and his … Continue reading
When Stocks Diverge From The Economy
Do you find it puzzling when a bleak economic report emerges from the press, only to be accompanied by a positive surge in the stock market? Or good news is reported and stocks sell-off?
If you said yes, you’re certainly not alone… Continue reading
Why Big Tech Stocks Must Underperform
The combined market capitalization of the five largest stocks by market capitalization — Microsoft, Apple, Google, Amazon, and Facebook — reached 20% of the S&P 500 in 2020. This level of concentration has not been seen since the Technology Bubble in the late 1990s.
Yet, these businesses have proved so successful that there is no way to repeat what they have done. Continue reading