Many baby-boomers have earned pensions over their working careers and are confronted with the complex decision of how best to optimize it. Some plans offer the choice of a lump sum that can be rolled over pre-tax to an IRA instead of a lifetime monthly payment. Next year, 2021, will likely be an optimal year to elect the lump sum for many. Continue reading
Many early retirees find they must utilize Affordable Care Act (ACA or Obamacare) policies to bridge the gap from employer-provided health insurance to Medicare at age 65. ACA policies are expensive but even affluent families may be able to obtain significant tax credits to offset premiums. Continue reading
We are happy to announce we have a mobile app available for your smart device in both Apple and Android environments. Now it is more convenient than ever to access your financial information with streamlined access to key investment reports, your document vault, and service team contact information. Continue reading
As a financial advisor, many commonly believe I deal with technical or mathematical issues around financial planning, investing, and taxes. While that is true, dealing with the emotional matters that surround money is often just as important as and, in … Continue reading
As your Annual Notice of Change arrives in your mailbox, you may have questions about those changes. Or perhaps you aren’t sure if the Medicare plan that you have is still meeting your needs. Your prescription drugs may have changed, and your Drug Plan may not be as suitable as it once was. These items and other questions can be addressed during the complimentary review. Continue reading
