True Wealth Design blog and news

Bank Failures & Custody Risk

Custody risk? Boring snoring as my four-year-old would say. But recent headlines surrounding bank failures have been anything but. They may have you reasonably wondering about the safe keeping of not only your cash but also of your investments (aka … Continue reading

The Ferber Group Partners With True Wealth

William "Bill" Ferber of the Ferber Group, located on the west side of Cleveland, has partnered with True Wealth Design. Our firms share a mutual commitment to supporting clients in reaching their financial life goals through well-integrated financial planning and … Continue reading

Understanding Investor Protections

Recent headlines surrounding bank failures may have you wondering: How safe are my investments? How does FDIC insurance work with my investment accounts? What happens if my custodian – Fidelity, BNY Mellon / Pershing, Schwab, TD Ameritrade – becomes insolvent … Continue reading

2023 Investment Expectations

Having reasonable assumptions for investment returns is critically important for many reasons. These assumptions will impact the success of your retirement plan, portfolio decisions, and peace of mind to name a few. Continue reading

Reconsidering Bitcoin

I wrote the article below in December 2017. With wild price swings, peak-to-trough losses of -70%+ in bitcoin (and more in other digital currencies), major bankruptcies, and seeming frauds in the crypto space, I thought a look back may be … Continue reading