Podcast

Ep 39: IRA Owners: 3 Key Changes By The SECURE Act

March 5, 2020      Editor

Congress has agreed on something! Your retirement accounts are not estate planning vehicles. (Sigh.) Provisions in the SECURE Act are now law as of 2020 and impact all IRA owners.

Listen to Kevin simplify the laws and unpack the 3 key changes. The good news is that if you’re doing proper planning, you are likely less at risk than conventional media headlines and other financial advisors are reporting.

And be sure to pay listen at the end, when Kevin describes what premortem and postmortem strategies could help you and your family keep more of your hard-earned money. Continue reading

Ep 38: Pension Lump Sum or Monthly Payment?

February 20, 2020      Editor

Pension lump sums are higher in 2020 than 2019. But which should you prefer? Listen to Kevin discuss how to financially evaluate the decision as well as what research shows retirees prefer.

Whether you have a pension from your company or not, you’ll benefit from this episode. Why? Anyone can invest money with an insurance company and receive a lifetime income in the form of annuity payments. So these considerations are universal in crafting your retirement plan.

Company pension plans specifically discussed include Akron Children’s Hospital, FirstEnergy, Goodyear, Mercy Health, and Rockwell Automation. Continue reading

Ep 37: The Story of Sue

February 6, 2020      Editor

Sue is a recent widow and has gone through significant life and money transitions. Listen to Sue’s unique story and learn why her financial concerns are likely the same as yours. And be sure to listen to why Sue refused to shake hands at the end of our initial meeting and what she did instead. Continue reading

Ep 36: Snowbirds: Documenting Ohio Nonresidency

January 16, 2020      Editor

Avoiding Ohio income tax is key for many snowbirds. The old adage of just having to be out of Ohio for 6 months never was correct. Listen to Kevin explain the key steps in documenting your Ohio nonresidency. Continue reading

Ep 35: Snowbirds: 4 Financial Tips

January 2, 2020      Editor

The Smart Take: It’s that time of year again. The northern states are filled with grey skies and cold, wind, and snow. If you’re thinking of heading south for the winter, here are four key considerations to making your snowbird … Continue reading