Retirement Rules Gone Awry: Replace 80% of Pre-Retirement Income

Retirement planning literature has several commonly referenced rules of thumb. In my experience in helping clients plan for retirement and successfully manage their financial lives throughout their retirement years, I have found most rules of thumb apply only by chance. … Continue reading

Will Social Security Be There For Me?

  Social Security’s future solvency is a regular discussion point when consid­ering retirement planning issues. It is common for people to think the benefit will be reduced from what is shown on their statement. Yet, that position is often taken … Continue reading

Making the Most of Your Pension: Lump Sum or Annuity?

While traditional, defined-benefit pension plans are going away, many baby-boomer pensioners are still confronted with the complex decision of how best to take their pension. Some plans may even offer the choice of a lump sum in lieu of a … Continue reading