Your Journey to Plan Smarter. Live Better.
Three types of clients. One integrated team. True Wealth Design is a fee-based financial planning firm serving Northeast Ohio — find your journey below and see exactly how we work and what makes us different.
Whether you're 5 years out or just crossed the finish line, your journey starts with one conversation and builds into a fully coordinated plan that answers every question retirement throws at you.
A Real Conversation — No Pressure, No Pitch
Your journey begins with a 20-minute call with a senior advisor. We listen first — understanding where you are, where you want to go, and whether we're the right fit.
Discovery Meeting
We dig into your full picture — spending history, income sources, Social Security timing, pension elections, and healthcare coverage. We review everything through a tax-efficient lens from the start, so nothing is planned in isolation.
Building Your Integrated Financial Plan
We start with your actual spending history as the foundation. Through meaningful conversation, we develop what your spending will realistically look like in retirement — accounting for how life changes, what you'll need more of, and what naturally falls away. From there, your financial plan becomes the engine behind every decision we make together.
Your Plan in Action
Your financial plan isn't a document that sits in a drawer — it's the engine behind every decision we make together. We use it to determine exactly how much income you need, where it should come from, and what rate of return your portfolio actually needs to sustain your lifestyle. Every allocation decision, every tax move, every income distribution runs through it.
Proactive Planning for the Rest of Your Financial Life
Two dedicated meetings per year, plus ongoing access to your team for any decisions that can't wait. You'll never wonder when you'll hear from us.
For high-income, high-asset clients who need an integrated team thinking about tax efficiency, balance sheet management, and wealth protection all at once.
A Real Conversation — No Pressure, No Pitch
A 20-minute call with a senior advisor. We start by understanding your wealth picture, your complexity, and what's been frustrating — then figure out if we're the right fit.
Discovery Meeting
Most clients at this level already have a CPA, an estate attorney, and an investment manager — but those advisors rarely talk to each other. The result is a Roth conversion that collides with a capital gain, an estate structure that quietly works against the investment strategy, and a portfolio built for someone with a fraction of your complexity. Discovery is where we audit the full picture: where your current investment structures are creating unnecessary tax drag, which vehicles — mutual funds, SMAs, tax-aware long/short, private investments — actually fit your situation, where your estate exposure stands today, and where asset coordination across your balance sheet is breaking down. We come in as your household CFO — the one connecting the dots everyone else leaves disconnected.
A Coordinated Wealth and Tax Strategy
At your level of wealth, the investment strategy, tax plan, and estate structure can't be designed in isolation — a decision in one directly affects the others. We build these together. That means selecting the right investment vehicles for your tax situation — individual securities, SMAs, tax-aware long/short strategies, private investments — placing them across accounts for maximum after-tax efficiency, and building an estate structure that complements rather than fights your portfolio. The goal is a coordinated plan that reduces your lifetime tax burden and positions your wealth to transfer on your terms.
Your Plan Put to Work Across Every Account
Implementation at this level isn't just moving assets — it's sequencing decisions deliberately so they don't undermine each other. We quarterback execution across your full balance sheet: deploying capital into the right vehicles, implementing tax-loss harvesting and Roth conversion strategies at the right moments, coordinating with your estate attorney on trust funding, and managing concentrated positions without triggering unnecessary tax events. Every move is evaluated against the full picture, not made in isolation.
Continuous Wealth and Tax Management
Two dedicated meetings per year, plus ongoing access to your team whenever something can't wait. We monitor tax-loss harvesting opportunities, Roth conversion windows, legislative changes, and estate planning updates proactively — so you're never reacting after the window has already closed.
For service-based business owners who need a single trusted partner for tax, accounting, and financial strategy — so you can focus on what you do best.
A Conversation About Your Business — Not a Sales Pitch
We start by understanding your business — revenue, structure, complexity, and pain points. No cookie-cutter packages. We figure out exactly what you need and whether we're the right fit.
Deep Dive into Your Business and Tax Situation
We review your business structure, entity type, current accounting, payroll setup, and tax history. We identify inefficiencies, missed deductions, and opportunities to reduce your tax burden.
Onboarding — One Partner, Everything Handled
We take over your accounting, bookkeeping, payroll, and tax filing. One team. One point of contact. No more coordinating between your accountant, bookkeeper, and payroll provider.
Your Plan in Action
We're your first call — partner additions, buyouts, equipment decisions, retirement plan selection, exit planning. We use what we know about your business to drive better decisions proactively.
Your Financial Easy Button — Every Year
Two dedicated meetings per year, plus ongoing access to your team. Year-round support — not just at tax time.
