Investing wisely is about more than picking the right stocks or funds. It’s also about optimizing your returns by managing taxes. Whether you’re a seasoned investor or just starting your investment journey, understanding the basics of tax-efficient investing is essential. … Continue reading
Tag Archives: Investing
Money & Soap: The More You Touch, The Less You Have
In many areas of life, intense activity and focus, often called a “flow state” in psychology, represent the path to success. Successful investing turns that approach on its head. Warren Buffett has a great quote on this: “Money is like … Continue reading
Retirement Planning: Steps to Secure Your Financial Future
Retirement planning is an essential component of financial stability and peace of mind. It’s about ensuring that the years you spend in the workforce enable you to enjoy your later years without financial worry. Here are some factors that go … Continue reading
Constructing a Portfolio in Retirement
On this episode, hear Tyler Emrick, CFA®, CFP®, dive into these questions and, more broadly, how you should think about asset allocation — aka your “investment recipe”. Pay special attention to how aligning your financial life planning and your goals to your investment decisions is a critical step many misunderstand or overlook. Continue reading
8% Safe Withdrawal Rate In Retirement? What!!
Recently, famous radio show host and personal finance guru Dave Ramsey made headlines by saying he’s perfectly comfortable with an 8% withdrawal rate in retirement. Critics were quick to respond, calling his advice scary, dangerous, and just plain wrong. So, who’s right? Continue reading