Charitable Giving for Families and Family Offices

True Wealth Design helps families give thoughtfully by aligning values, goals, and tax and wealth strategies—enhancing both intention and impact.

A Smarter Approach to Giving

For many families, giving is about more than dollars and deductions. It’s about gratitude, responsibility, and the desire to use wealth in ways that reflect deeply held values. Supporting meaningful causes, strengthening communities, and creating a lasting positive influence are often central to how families define success.

Without intention and structure, however, generosity can become reactive or disconnected—driven by timing, circumstance, or habit rather than purpose. Over time, this can make it harder to see the true impact of your giving or to ensure it reflects the legacy you hope to leave.

At True Wealth Design, we help families bring clarity and confidence to their giving by integrating it into their broader financial, tax, investment, and estate plans. Whether supporting loved ones, advancing charitable causes, or building a long-term philanthropic legacy, thoughtful planning allows generosity to be both meaningful and well-coordinated across generations.

Charity vs. Philanthropy. Charitable giving often focuses on meeting immediate needs through direct support of organizations or causes. Philanthropy takes a more strategic, long-term approach—aligning resources, planning, and purpose to create lasting impact. We help families clarify how each fits into their goals so generosity is both meaningful and intentional.
Family Giving. Family giving centers on supporting children or other family members in thoughtful, intentional ways. When designed carefully, it can encourage responsibility, independence, and shared values—rather than entitlement. We help families structure support that aligns with their financial plan and reinforces the legacy they want to build across generations.
Tax-Efficient Giving. The way a gift is structured can significantly influence its impact. While cash is often the simplest option, it is frequently the least efficient. Strategies such as donating appreciated assets, coordinating gifts across tax years, or using donor-advised funds and qualified charitable distributions can enhance generosity without adding unnecessary complexity. We help families integrate charitable decisions with their broader tax and wealth strategy so giving is both effective and well-timed.
Advanced Strategies. For families with significant or multi-generational wealth, charitable planning may involve more advanced structures to support income, control, and long-term impact. These may include charitable trusts and private foundations, which can provide greater flexibility, governance, and legacy planning opportunities. We help families determine when these approaches are appropriate and implement them thoughtfully.

Additional Services

Talk to an Advisor

For Families Who Want Their Giving to Do More

Many families find that charitable giving becomes more meaningful when it is approached with structure and purpose. These services are well suited for individuals and families who want their wealth to make a lasting difference while aligning with tax planning and long-term goals.

Families With Meaningful Charitable Intent

For those who want to give with purpose and improve impact, while leveraging tax benefits.

Investors With Complex Tax or Wealth Situations

Ideal for anyone managing appreciated securities, concentrated positions, high-income years, or major gains.

Families Focused on Legacy and Multi-Generational Giving

For those who want to involve children or build a lasting, values-aligned approach to philanthropy.

Planning Your Life Together

For couples planning to get married, we can help you align your financial goals and develop a comprehensive plan that addresses everything from budgeting for the wedding to saving for long-term goals like buying a home, starting a family, or planning for retirement.

Building and Protecting Wealth

We provide strategic guidance to maximize returns while mitigating risks. Through personalized asset allocation, regular portfolio rebalancing, and ongoing market analysis, we can align your portfolio with your financial goals and risk tolerance to help safeguard against market volatility and economic downturns.

Navigating Being Suddenly Single

If you find yourself suddenly single, we can help you navigate this life change. This transition often requires reassessing financial goals and adjusting your risk tolerance. We provide guidance in restructuring your portfolio, optimizing income sources, and ensuring that investments align with your new financial reality.

Managing Sudden Wealth

For investors who suddenly come into significant wealth, we help ensure that wealth is preserved and strategically grown. Sudden wealth can quickly diminish due to taxes, market risks, or poor financial decisions. We provide tailored strategies to protect your newfound wealth and create a sustainable financial plan.

Retiring with Confidence

Through careful planning, asset allocation, and ongoing portfolio management, we can help optimize income streams, manage risks, and preserve capital, allowing you to achieve your desired retirement lifestyle without the fear of outliving your savings. Strategic investment management can provide security and peace of mind in retirement.

Transferring Generational Wealth

By creating a strategic plan that includes tax-efficient investment strategies, estate planning, and philanthropic considerations, we help clients safeguard wealth across generations. This careful planning not only protects your financial legacy but also helps educate heirs about responsible wealth management, fostering long-term financial stability and security for future generations.

Latest Financial Insight

We offer the latest financial insights on trends and strategies in financial planning, retirement planning, and tax and business services for small businesses. Whether you’re approaching retirement or looking to optimize your business finances, advice from our experienced professionals will help you navigate the complexities of today’s financial landscape. Stay informed, make smart decisions, and secure your financial future with our timely and insightful updates.

Insights

Investing, Tax-Aware Long-Short (TALS)

Tax Loss Harvesting in Long-Short Strategies: Everything Investors Need to Know

Key Takeaways Traditional tax-loss harvesting is inherently limited, especially for investors with large embedded gains or high ongoing taxable income. Regular long-short strategies create more

...

What Would Your Life Look Like if You Designed it Around True Wealth?

A Better Future is Almost Here

Schedule a Free Consultation

Speak to our team today

First Name

Last Name

Mobile Number

Email Address

Required Service

Investable Assets

Message