What Makes Us Different
Transparent
From our inception, we chose to eschew commissions on investment product recommendations and serve you in a fully transparent manner. We are a fiduciary, always acting in your best interests. Anything short of this just doesn’t pass the “mom test” in our book.
Proactive
We work with you on a regular basis to monitor and adjust your planning to avoid dangers, identify opportunities, and help you successfully manage life’s transitions. You will never again have to wonder, “When will I hear from my advisor?” We set service expectations and meet them.
Integrated
We have deep expertise in integrating your retirement planning, investment planning, and tax planning into an effective overall strategy to make the most of what you have. Most other advisors focus on product sales or low-level planning at best. Robust planning and objective advice are in our DNA.
Salaried and Smart
Only CERTIFIED FINANCIAL PLANNER™ professionals with a minimum of five years of experience deliver advice. All CFP® professionals are salaried, never receive commissions, and are incented for client retention. These combine to ensure that sound, objective advice is provided and your needs are well taken care of. If you prefer a board-certified physician with demonstrated expertise in their practice specialty and a bed-side manner that connects with you for your personal health, shouldn’t the same considerations apply to your financial health?
Science Based
Investing and planning are sciences similar to medicine. You wouldn’t take a drug or have surgery without your doctor first providing the statistical evidence supporting its efficacy, with rigorous trials comparing it to other accepted treatments. The same should apply to the financial advice you follow. Our approach to retirement income generation and our investment philosophy are rooted in empirical evidence, time-tested, and aligned to support your financial life plan and protect your lifestyle.
Relationship Focused
When you work with us, you have a dedicated team of professionals – a Primary Advisor, Investment Officer, and Client Service Administrator at a minimum – to serve your needs. As part of our commitment to you, our client-to-staff ratios are regularly monitored to ensure that we have the capacity to provide excellent financial care. We promise to be here when you need us, to actively listen, and to provide sound, objective advice.
Who We Serve
Clients most often come to us when they get serious about planning for retirement. Over the years, we have found that our clients—while unique and diverse—have similar needs and traits.
Our clients tend to be a lot like we are—ambitious, friendly, generous, and optimistic. They (like we do) value time, transparency, and financial independence; they love their families and have purpose to their lives; they are successful, smart, and wise enough to seek advice from subject-matter experts. They also prefer to stay informed but delegate financial management duties to free up their time and ensure things are done right.
Whether you are at the end of a successful career, or at the early stages of a new one, we can effectively serve you with an appropriate level of services and expertise. Our goal is to help make the most of what you have so that you can gain the financial peace of mind you seek.
Our Latest Blog Posts and News
2018 Second Quarter Market Report
The U.S. equity markets suffered a small setback in the first quarter, but the second quarter brought us back into positive territory, being led by small companies represented by the Russell 2000 index. International markets, however, were negative, likely in … Continue reading
Top 5 Mental Errors You Make that Negatively Impact Your Investment Experience
As financial advisors, we use facts and logic to guide our clients through investment decisions, rather than emotion. Even the most perceptive investors, armed with years of market experience, can fall prey to mental errors or biases that … Continue reading
Your Retirement Income Framework
You worked hard. You saved and invested. Now you’re at the doorstep of retirement – at least you think you may have enough – and you wonder, “How the heck do I replace this paycheck I’ve been getting every two … Continue reading
