Planning Retirement Smarter.
Living Retirement Better. TM Are We Right For You Salaried & Smart. Advice from
Objective CFP® Professionals. Are We Right For You Full Integration of Your
Planning, Investing & Taxes Are We Right For You

Financial Advisor Akron / Bonita Springs / Canfield / Canton / Cleveland / Estero / Fort Myers / Marco Island / Naples / Youngstown / Pittsburgh

Our goal is simple: Help our clients live better lives with help from smarter financial planning. With our uncommon and deep expertise in retirement, tax, and investment planning, we provide complete integration of your financial life, giving you the clarity and confidence to pursue your dreams while protecting your family’s future.

What Makes Us Different

Transparent

From our inception, we chose to eschew commissions on investment product recommendations and serve you in a fully transparent manner. We are a fiduciary, always acting in your best interests. Anything short of this just doesn’t pass the “mom test” in our book.

Proactive

We work with you on a regular basis to monitor and adjust your planning to avoid dangers, identify opportunities, and help you successfully manage life’s transitions. You will never again have to wonder, “When will I hear from my advisor?” We set service expectations and meet them.

Integrated

We have deep expertise in integrating your retirement planning, investment planning, and tax planning into an effective overall strategy to make the most of what you have. Most other advisors focus on product sales or low-level planning at best. Robust planning and objective advice are in our DNA.

Salaried and Smart

Only CERTIFIED FINANCIAL PLANNER™ professionals with a minimum of five years of experience deliver advice. All CFP® professionals are salaried, never receive commissions, and are incented for client retention. These combine to ensure that sound, objective advice is provided and your needs are well taken care of. If you prefer a board-certified physician with demonstrated expertise in their practice specialty and a bed-side manner that connects with you for your personal health, shouldn’t the same considerations apply to your financial health?

Science Based

Investing and planning are sciences similar to medicine. You wouldn’t take a drug or have surgery without your doctor first providing the statistical evidence supporting its efficacy, with rigorous trials comparing it to other accepted treatments. The same should apply to the financial advice you follow. Our approach to retirement income generation and our investment philosophy are rooted in empirical evidence, time-tested, and aligned to support your financial life plan and protect your lifestyle.

Relationship Focused

When you work with us, you have a dedicated team of professionals – a Primary Advisor, Investment Officer, and Client Service Administrator at a minimum – to serve your needs. As part of our commitment to you, our client-to-staff ratios are regularly monitored to ensure that we have the capacity to provide excellent financial care. We promise to be here when you need us, to actively listen, and to provide sound, objective advice.

Who We Serve

Clients most often come to us when they get serious about planning for retirement. Over the years, we have found that our clients—while unique and diverse—have similar needs and traits.

Our clients tend to be a lot like we are—ambitious, friendly, generous, and optimistic. They (like we do) value time, transparency, and financial independence; they love their families and have purpose to their lives; they are successful, smart, and wise enough to seek advice from subject-matter experts. They also prefer to stay informed but delegate financial management duties to free up their time and ensure things are done right.

Whether you are at the end of a successful career, or at the early stages of a new one, we can effectively serve you with an appropriate level of services and expertise. Our goal is to help make the most of what you have so that you can gain the financial peace of mind you seek.


At Retirement


Nearing Retirement


Working Years

Recent Articles & Podcasts

Ep 64: Investment Lessons To Learn From 2020

Ep 64: Investment Lessons To Learn From 2020

January 14, 2021      Editor

What a year 2020 was. Pandemic. Contested elections. Civil unrest. Rollercoaster investment markets.

As Churchill wrote, “Those that fail to learn from history are doomed to repeat it.” Listen to Kevin discuss investment lessons you can learn from 2020 to be a smarter investor and keep your retirement on track for years to come. Continue reading

Dividends Slashed In The Time of COVID

Dividends Slashed In The Time of COVID

January 7, 2021      Editor

Many investors view dividend payouts as a reliable source of income. However, many have been surprised to see lower-than-expected dividend payouts following the onset of the coronavirus pandemic. Yet, historical data show that changes in dividend policy are common, especially … Continue reading

Ep 63: 3 Ways To Tax-Optimize Your Charitable Giving

Ep 63: 3 Ways To Tax-Optimize Your Charitable Giving

December 17, 2020      Editor

Hear Kevin discuss three ways to tax-optimize your charitable giving. Whether through in-kind transfers of appreciated stock, using a donor-advised fund, or via Qualified Charitable Distributions, each can help you gain a bigger tax break and meet your charitable goals in the Retire Smarter way. Continue reading