Investment Management

Invest smarter with an evidence-based portfolio strategy tailored to you.

Investment Management. Done Right.

Investing can be intimidating. While information proliferates, filtering the noise becomes equally important to staying abreast of true advancements in portfolio design.

At True Wealth Design, we don’t believe in crystal balls or using cookie-cutter thinking merely based on age or risk tolerance when designing portfolios. Rather, we utilize science-based, time-tested strategies as our foundation while staying on the leading — but not bleeding — edge of true portfolio advancements.

While no one can control investment markets, a sound investment process and portfolio strategy customized to you will put the odds in your favor for positive outcomes over time. As your goals and markets evolve, so too does your strategy.

Systematic, Evidence-Based Approach. Time in the market is more important than timing the market. Costs matter. These are just two investing truisms we believe. Our systematic approach relies on evidence to design more optimal portfolio strategies carefully aligned to support your investment goals.
Risk Management. Proper diversification is the basis of risk management. It involves owning assets or strategies that have unique sources of positive expected returns that, when combined in your portfolio, may yield benefits, including reduced downside risk, lower volatility, and greater wealth accumulation, and more resilience to varying markets and economic conditions.
Ongoing Portfolio Monitoring. Investment management requires consistent execution of the investing process, making updates to your strategy as market conditions evolve. Our proactive approach also includes daily monitoring for portfolio rebalancing opportunities, tax loss harvesting, minimizing cash drag, and more. Importantly, we meet regularly to keep you informed and help ensure your portfolio continues to align with your goals.
Tax-Aware Investing. It's not what you make but what you keep that matters most. We are a leader in integrating and leveraging a plethora of tax-aware investment strategies — asset location, tax-loss harvesting, tax-aware long-short (TALSTM) and more — into client portfolios and tax plans.
Custom Solutions. Our investment process applies to all clients, but your portfolio strategy is custom to you. Whether you have low-basis or illiquid assets, concentrated holdings, stock options, or values-based preferences, we take a global view. And for SEC Accredited Investors or Qualified Purchasers, we may utilize alternative investments or strategies to seek improved portfolio outcomes.

Additional Individual Services

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Investment Management for Life

We deliver integrated financial planning services tailored to meet the unique needs of individuals and families at every stage of their financial journey. Whether you’re building and protecting wealth, preparing for or in retirement, or ensuring a smooth transition of assets to the next generation, our integrated approach covers all aspects of financial planning. True Wealth is committed to providing holistic guidance and developing customized solutions that align with your goals and values no matter where you are in life’s journey.

Planning
Your Life
Together

For couples planning to get married, we can help you align your financial goals and develop a comprehensive plan that addresses everything from budgeting for the wedding to saving for long-term goals like buying a home, starting a family, or planning for retirement.

Building and
Protecting
Wealth

We provide strategic guidance to maximize returns while mitigating risks. Through personalized asset allocation, regular portfolio rebalancing, and ongoing market analysis, we can align your portfolio with your financial goals and risk tolerance to help safeguard against market volatility and economic downturns.

Managing
Sudden
Wealth

For investors who suddenly come into significant wealth, we help ensure that wealth is preserved and strategically grown. Sudden wealth can quickly diminish due to taxes, market risks, or poor financial decisions. We provide tailored strategies to protect your newfound wealth and create a sustainable financial plan.

Navigating
Being Suddenly
Single

Suddenly finding yourself single due to divorce or the death of a partner can be an overwhelming experience. Financial planning can help you assess your financial situation, set new goals, and make informed decisions about your budget, insurance, assets, and retirement savings as you adjust to your new circumstances.

Retiring
with
Confidence

Creating a well-designed retirement plan yields clarity, confidence, and a roadmap to successfully transition to and through retirement. Your plan is the framework key decisions — Social Security claiming, investment strategy, tax-smart distributions from your portfolio — are made within to preserve and protect your retirement lifestyle.

Transferring
Generational
Wealth

We can help create and implement a purpose-built estate plan to help protect your loved ones, minimize income or estate taxes, avoid probate, and ensure that assets are passed smoothly and preserved for your beneficiaries. Gifting Strategies and Trust Services are often aligned and intertwined.

Planning Your Life Together

Before getting married, financial planning can help decide on practical matters like combining bank accounts, budgeting, and managing household expenses. Establishing joint financial goals, such as buying a home or planning for children, helps create a shared vision for the future.

Building and Protecting Wealth

We help you assess your current financial situation, set realistic objectives, and develop tailored strategies to build a strategic roadmap to achieve your financial goals. Making informed decisions can help you maximize your wealth-building potential and stay on track to achieve long-term financial stability and growth.

Navigating Being Suddenly Single

Managing Sudden Wealth

Becoming suddenly wealthy can be both a blessing and a challenge. A comprehensive financial plan helps you understand the full scope of managing your assets, including tax implications and long-term financial goals. It provides strategies for investment opportunities and can help balance immediate desires with long-term needs.

Retiring with Confidence

Transferring Generational Wealth

Gain Early Access to Our Retirement Ebook

Be among the first to read our new book, “Retirement Rules Gone Awry,” by Kevin Kroskey, CFP® with an introduction by Tyler Emrick, CFA®, CFP®.

Services Focused on Your Needs

We deliver investment management and integrated financial planning services for individuals & families, building and protecting wealth, readying for and in retirement, or transitioning wealth to the next generation. We can provide you with the level of service, strategies, and expertise that best meets your needs. You will always have a dedicated team of professionals proactively working on your behalf.

True Wealth Private Client

CFP®, CFA®, or CPA Professional
Investment Management
Financial Planning
Risk Management
Tax Preparation
Tax Planning Strategies
Charitable Giving
Estate Planning

Dive Into the Details

Are you great at making money but tired of dealing with the complexities and lack of clarity around your finances? Seeking a coordinated strategy to make the most of what you have? Our True Wealth Private Client service is built for clients with $1.5+ million in investments or experiencing greater complexity in their financial lives. Private Clients receive robust wealth management services with an increased focus on investment strategies for SEC Accredited Investors or Qualified Purchasers and a greater emphasis on tax minimization, charitable giving, and estate planning strategies. Your service team will be led by a seasoned advisor who will coordinate subject-matter experts as needed as we deliver white-glove services to you.

True Wealth Planning

Dive Into the Details

Are you getting serious about retirement and wondering whether you’re on track? Unsure how or where to invest after you maximize your 401k or 403b or whether to pay down debt? Concerned about taking too much investment risk but also want to make sure your money lasts? True Wealth Planning is for those who are serious about reaching financial independence and protecting their lifestyle throughout retirement. The core needs of True Wealth Planning clients tend to focus on cashflow management, spend vs. save decisions, maximizing peak earning years, retirement and retirement income planning, and investment strategy.

True Wealth Investing

Dive Into the Details

Are you seeking a reasonable return to grow your wealth at a comfortable level of risk? Unsure how to best achieve your investment goals? Investing can be intimidating. While information proliferates, filtering the noise becomes equally important to staying abreast of true advancements in portfolio design. We utilize science-based, time-tested strategies as our foundation while staying on the leading — but not bleeding — edge. Our strategies are driven by a rigorous, disciplined process, helping reach your investment goals.

Latest Financial Insights

See our latest articles, podcasts, and other insights on how we think about retirement planning, investment markets, tax-smart strategies, and enhancing your business’ operations and equity value, and more. We aim to cut through the noise and help educate and inform how to improve what will drive results.

Insights

Portfolio Allocation Strategies for High-Net Worth Investors

Firm News

Anderson Tax & Consulting Has Joined True Wealth Design

Insights

Direct Indexing vs TALS™: A Practical Comparison for Investors

Investment Management, Done Right

Investing has never been more complex. Information is everywhere, opinions are endless, and market noise can drown out what actually matters. True Wealth Design exists to cut through that noise. Our investment philosophy is grounded in evidence, disciplined execution, and strategies built to serve real lives—not market headlines.

Clients come to us looking for clarity, confidence, and a smarter way to grow and protect their wealth. They stay because our investment management services are intentional, transparent, and designed to evolve as life changes.

A Smarter Approach to Investment Management

Markets cannot be controlled, but your process can. At True Wealth Design, investment management begins with a disciplined framework rooted in academic research and decades of market data. Rather than relying on predictions or trends, we focus on what has consistently driven long-term outcomes: diversification, cost efficiency, tax awareness, and time in the market.

Every portfolio is purpose-built. That means aligning your investments with your goals, values, and financial realities. Whether you are building wealth, transitioning toward retirement, or stewarding generational assets, our approach is structured, adaptable, and designed to support lasting results.

Evidence-Based Portfolio Design

Our investment strategies are informed by financial science, not speculation. Evidence-based investing prioritizes factors proven to influence returns over time while managing risk thoughtfully. This includes asset allocation, diversification across global markets, and exposure to dimensions of expected return that research has consistently supported.

Costs matter. Taxes matter. Behavior matters. Our investment management services are built to address all three, helping reduce unnecessary friction that can erode long-term performance. The goal is not to chase the market, but to build a resilient portfolio that works across market cycles.

Risk Management Through Diversification

Risk is unavoidable, but it can be managed intelligently. Proper diversification is the foundation of sound risk management. By combining assets with different risk and return characteristics, portfolios can become more resilient during periods of market stress while still participating in long-term growth.

Risk management at True Wealth Design goes beyond surface-level allocation. We evaluate how different holdings interact, how concentrated positions may impact outcomes, and how market volatility aligns with your financial goals and comfort level. The result is a portfolio designed to balance opportunity with resilience.

Ongoing Portfolio Monitoring and Discipline

Investment management is not a one-time decision. Markets change, tax laws evolve, and personal circumstances shift. Continuous oversight ensures that your portfolio remains aligned with your goals as those changes occur.

Our team actively monitors portfolios for rebalancing opportunities, tax-loss harvesting, and adjustments driven by changes in your life—not emotional reactions to the market. Regular communication keeps you informed and grounded, helping reinforce discipline during both calm and volatile periods.

Tax-Aware Investment Strategies

What you earn matters, but what you keep matters more. Tax-aware investing is a core component of our investment management services. By coordinating portfolio decisions with your broader tax strategy, we seek to improve after-tax outcomes over time.

This includes thoughtful asset location, tax-loss harvesting, and strategies designed to reduce unnecessary tax drag. Investment management does not exist in isolation, which is why we integrate tax considerations directly into portfolio construction and ongoing management.

Customized Investment Solutions

No two financial lives are the same. Some clients hold concentrated stock positions, business interests, or low-basis assets. Others prioritize values-based investing or require liquidity planning around major life transitions. Our investment process applies consistently, but the solution is always customized.

For eligible clients, alternative strategies may be considered to complement traditional investments when appropriate. Each decision is evaluated through the lens of risk, complexity, cost, and alignment with long-term objectives.

Investment Management for Every Life Stage

Financial priorities evolve over time. Early career investors may focus on accumulation and growth, while those approaching retirement often prioritize income sustainability and risk mitigation. Families navigating major transitions require thoughtful planning and steady guidance.

Our investment management services are designed to support individuals and families at every stage. The strategy adapts as your goals change, ensuring that your investments continue to serve your life—not the other way around.

Integrated With Financial Planning

Investment management is most effective when it is part of a broader financial plan. True Wealth Design delivers integrated guidance that connects investments with cash flow planning, tax strategies, estate considerations, and long-term objectives.

This holistic approach allows investment decisions to support the full picture of your financial life. Rather than optimizing one area at the expense of another, we focus on balance, coordination, and sustainability.

Working With a Fiduciary Advisor

Trust matters. As fiduciary advisors, we are legally and ethically obligated to act in your best interest. That means recommendations are driven by what supports your goals, not commissions or product incentives.

Clients searching for investment management often want more than proximity—they want a trusted partner who provides thoughtful guidance and accountability. Our role is to help you make informed decisions with confidence, backed by a disciplined process and transparent communication.

Is Professional Investment Management Right for You?

Professional investment management can add value by reducing costly mistakes, improving tax efficiency, and providing structure during uncertain markets. It can also free up time and mental energy, allowing you to focus on what matters most in your life.

If you are seeking investment management services that are grounded in evidence, tailored to your needs, and supported by ongoing guidance, True Wealth Design offers a thoughtful alternative to traditional approaches.

Let’s Talk About Your Strategy

Finding the right investment management starts with a conversation. We take the time to understand your goals, challenges, and priorities before offering recommendations. From there, we design a strategy built to evolve with you—grounded in evidence, guided by discipline, and aligned with your life.

Connect with True Wealth Design to explore how smarter investment management can support your long-term success.

What Would Your Life Look Like if You Designed it Around Your True Wealth?

A Better Financial Life Is Near

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