Ep 19: Dynamic Strategy: Retirement Income Planning Series – Part 4

When building a financial plan that’s based around investing, it’s important to take into account a handful of dynamic elements that will likely vary quite a bit throughout your retirement. Tune in to our fourth installment of the series to hear how you can organize your plan around dynamic market expectations, dynamic allocations, and dynamic spending. Continue reading

Annuity Guaranteed Withdrawal Benefits: Just Expensive or Worthwhile?

In prior columns I’ve written about a framework to consider how to generate retirement income. On one hand you have insurance-based strategies that have an underlying income guarantee and on the other investing-based strategies that are probability-based. Guarantees are today … Continue reading

Ep 16: Retirement Income Planning Series – Part 1

For many people, one of the biggest fears going into retirement is where money will come from when you’re no longer receiving a paycheck. That’s why creating a retirement income plan is so essential. Join us as we go over the basic strategies for building a retirement income plan on this first episode of the series. Continue reading

Ep 13: Deconstructing Variable Annuities & Why Commissions Drive Their Sale

If you listened to Episode #12, you heard the rundown on just about every type of annuity except the variable annuity. So what exactly is involved in a variable annuity? Why is it almost like a four-letter word to so many in the retirement community? Kevin will give you the details on what these annuities do, what you should look out for, and if there ever truly is a reason you would want to invest in one. Continue reading