2018 Second Quarter Market Report

The U.S. equity markets suffered a small setback in the first quarter, but the second quarter brought us back into positive territory, being led by small companies represented by the Russell 2000 index. International markets, however, were negative, likely in … Continue reading

Your Retirement Income Framework

You worked hard. You saved and invested. Now you’re at the doorstep of retirement – at least you think you may have enough – and you wonder, “How the heck do I replace this paycheck I’ve been getting every two … Continue reading

2018 Q1 Market Commentary

For the first time in nine calendar quarters, the U.S. investment markets delivered a negative overall return with the S&P 500 down at -0.8%.  It was only a slight decline, but the decline reminds us that markets can and do … Continue reading

2017 Market Review

As we look back on 2017, it’s helpful to reiterate the lens through which True Wealth Design sees the investing world. “Successful investing starts with your goals brought together in a well-integrated financial life plan. Your allocation is then designed … Continue reading