Ep 46: Rebalancing Your Portfolio: Why, How & Complexities to Overcome
Control risk? Buy low and sell high? Higher returns? Who doesn’t all of these in their portfolio! And that’s what portfolio rebalancing can do. While rebalancing sounds simple in theory it quickly gets complex in practice. Hear Kevin describe rebalancing from the simple to complex. Continue reading
Ep 45: Retire Smarter Solution™
Suppose you have to have surgery. Does exploratory surgery sound good, or does a pre-determined surgical plan sound better? Having a plan and a repeatable process sounds less risky.
The same goes for retirement. Retirement spending. Health Insurance. Social Security. Investing. Taxes. These are all key and complex areas where you need to make smart decisions for retirement. Listen to Kevin describe True Wealth’s Retire Smarter Solution that aligns your money to your goals, overlaid with tax-smart strategies, so you can retire with confidence. Continue reading
Ep 44: Looking Back On A Client’s Retirement Plan Execution In Light Of The Coronavirus
Retirement planning (done right) has always been a continuous process. With the turmoil caused by the Coronavirus, prudent planning is having to be done and redone in short order. Hear Kevin dissect a ten-year client’s dynamic retirement story and how they have weathered the storm. Continue reading
How The CARES Act Impacts You
The recently passed CARES Act provides support to Americans and companies large and small. Not so much a stimulus bill but a liquidity bill in our view, it gives a necessary backstop to the forced shut-downs required to fight the Coronavirus. The Act will help families meet their needs, pay their bills, and preserve many jobs to which they can return. Here are some of the key elements of the CARES Act that may impact you. Continue reading
Ep 43: Financial Planning To-do’s During Market Declines
It’s not all bad news out there. Many opportunities are being created that you can capitalize on. Hear Kevin give an update on the current state of the markets and financial planning to-do’s that need to be done through the Coronavirus turmoil. Continue reading
Ep 42: This Is Not 2008
We’re in a crisis … different from 2008. The pandemic and prudent, social-distancing response is causing fear, uncertainty, and now panic in financial markets. Listen to Kevin explain the current state of the markets and how this crisis is currently materially different from 2008. Be sure to pay attention to why — from a financial perspective — our country is better positioned to navigate through these troubled times by dusting off 2008’s playbook, and what you need to do to keep your plan on track. Continue reading
Ep 41: Coronavirus & Your Investment Strategy Part 2 – Why Market Timing Doesn’t Work
Timing the market sounds great, especially during times of market distress like that caused by Cornovirus (COVID-19) concerns. Who wouldn’t want to participate only in the ups while avoiding the downs!? Sadly, the only way market timing will work is for you to get lucky, which is no way to invest your life savings. Learn why and what to do instead. Continue reading
Ep 40: Coronavirus & Your Investment Strategy Part 1
Shocks like the Coronavirus (COVID-19) or Russia’s assault on oil prices can’t be predicted. Yet, your financial life plan must be able to weather shocks and your investment strategy respond appropriately. Continue reading
COVID-19 & Your Investment Strategy
Ep 39: IRA Owners: 3 Key Changes By The SECURE Act
Congress has agreed on something! Your retirement accounts are not estate planning vehicles. (Sigh.) Provisions in the SECURE Act are now law as of 2020 and impact all IRA owners.
Listen to Kevin simplify the laws and unpack the 3 key changes. The good news is that if you’re doing proper planning, you are likely less at risk than conventional media headlines and other financial advisors are reporting.
And be sure to pay listen at the end, when Kevin describes what premortem and postmortem strategies could help you and your family keep more of your hard-earned money. Continue reading