Donor-Advised Funds Can Enhance Tax Benefits On Your Charitable Giving
A majority of Americans donate to charities yearly and most donate cash. However, using cash is generally the least tax-efficient method to make a gift. Cash tends to be operationally inefficient too. Using a donor-advised fund (DAF) can help improve … Continue reading
Overcoming Financial Missteps & The Unknown Unknowns
Hear Kevin and Tyler talk about recent meetings they’ve had with people seeking help. Learn why the problem that brought them in often isn’t the real problem. Rather, it’s the “unknown unknowns” or the “things they think they know but just ain’t so” that are more so the problem to avoid or opportunity to capitalize upon. Continue reading
Q4 Check-up & Tax Moves
It’s time to look back over this year and towards the next to adjust your planning. What tax moves should you make before the end of the year? And what moves should you plan for next year? Are your investments well aligned to meet your spending goals, or are you exposing yourself to unnecessary lifestyle risk? This and more… Continue reading
Time To Make Roth IRA Conversions
Stock and bond markets have taken sharp declines in 2022. The depressed prices make it a great time for you to consider converting some of your tax-deferred assets in your IRA or similar retirement plans into a tax-free Roth IRA. When markets recover, the gains will occur in the Roth IRA and be tax-free… Continue reading
Smartly Using Retirement Accounts to Optimize Your Retirement & Tax Savings
Are you looking for ways to accelerate your savings right before retirement? How do you determine whether to save Roth or Pretax? What type of retirement account should you be using? In short, how can you use the myriad tax-advantaged accounts to optimize your retirement savings and tax advantages? All this and more… Continue reading
How NOT to Invest in the Face of Creative Destruction
Innovation culminates in societal advances and growth but can be painful if you are on the destructed rather than the constructed side of change. Here we’ll explore how this should influence your investment portfolio and specifically highlight what not to do. Continue reading
Ep 109: Surprising Lessons on Stock Returns and Diversification
Hear Kevin dive into these details, portfolio implications, and touch on key characteristics of risk — not just how much your investments move up and down (volatility) but making sure you have the dollars you need when you need them (terminal wealth dispersion). You’ll be surprised by what you learn and likely question whether you are truly diversified. Continue reading
Medicare Reviews During Open Enrollment
We have partnered with a local Medicare specialist to offer a complimentary review of your existing Medicare plans to ensure you have the most suitable plans and do not overpay for medical insurance. Continue reading
Ep 108: It’s the End of the World as We Know It, and Why to Feel Fine
Hear Kevin discuss red flags and common scams fraudsters often use. Affinity fraud, guaranteed or high returns, and unregistered products are often well disguised into good-sounding strategies to gain your trust and dollars. Continue reading
The Case for An Investor’s Persistent, Rational Optimism
Investor sentiment recently eclipsed lows last seen in the financial crisis. Learn why investor bad behavior often presents itself at these times, and why you should instead be rationally optimistic instead. Continue reading
