Blog and Podcast

Bad Investor Behavior Again Causes Financial Harm

When U.S. stocks, as measured by the S&P 500 index, fell 13.52% in 2018’s fourth quarter, many felt like the market was in the midst of a major collapse. And their behavior showed it. In December alone, U.S. investors pulled … Continue reading

Episode #13: Deconstructing Variable Annuities & Why Commissions Drive Their Sale

If you listened to Episode #12, you heard the rundown on just about every type of annuity except the variable annuity. So what exactly is involved in a variable annuity? Why is it almost like a four-letter word to so many in the retirement community? Kevin will give you the details on what these annuities do, what you should look out for, and if there ever truly is a reason you would want to invest in one. Continue reading

2018 Tax Preparation & Form 1099 Mailing

Tax season can be a very busy time of year, and therefore we wanted to provide you the specific details regarding the Form 1099 tax reporting schedule to help you plan ahead. As in past reporting years, the goal is … Continue reading

Episode #12: Behind The Curtain Of Annuities And Free Steak Dinners

Have you ever received an invitation to attend a steak dinner seminar event to learn about a financial product? Were you pitched an annuity? This is a popular phenomenon in the financial advising world and it’s one that drives Kevin a little crazy. Join us on this episode as we take a peek behind the annuity curtain and talk about what’s really happening at these free steak dinners. Continue reading

Understanding Variable Annuities Costs & Benefits

Some financial salespeople tout variable annuities as a better way protect your money or create retirement income. Even smart people can get caught up in the hype. This article will shed light on how they really work and what you … Continue reading

The Myth of No-Cost Fixed Annuities

Some financial salespeople tout annuities as a better way to protect and grow your money. They’ll often say things like ‘no cost’ or ‘stock-market-like returns’ neither of which are true. Even smart people can get caught up in the hype. … Continue reading

Episode #9: Rules Gone Awry – A Lower Tax Bracket Part 1

Let’s continue our series on breaking down some of the retirement “rules” that have gone awry. This week, we’ll begin a two-part series on the retirement rule that you should plan to be in a lower tax bracket in retirement. Is that really true? Listen to this week’s podcast to find out. Continue reading

Roth Conversions Even More Beneficial in 2018

With the Tax Cuts and Jobs Act, passed late in 2017, federal income tax rates are currently at historic lows. These lower rates in effect for tax years 2018 through 2025. In 2026, however, rates will revert to higher rates … Continue reading